Healthcare

The Washington State Department of Health and the Office of the Insurance Commissioner (OIC) are making sure residents don’t face financial barriers to COVID-19 testing when they need it. Insurance Commissioner Kreidler issued an emergency order to state-regulated health plans on March 5 to:

  • Cover testing (including any lab fees) and the related visit for COVID-19 without copays or deductibles.
  • Suspend any prior authorization requirement for treatment or testing of COVID-19.
  • Allow enrollees to be treated by another provider within a reasonable distance at no additional cost if there are not enough in-network providers.

The copay and deductible waiver also applies to all high-deductible health plans with qualifying health savings accounts (HSAs), according to guidance from the Internal Revenue Service.

This emergency order is in effect from March 5 through May 4, 2020.

Washington residents may still be charged for tests or services for other conditions that may occur during the visit. For example, if a resident is tested for other respiratory illnesses as well as COVID-19, they may pay a fee for the other tests. Going to the emergency room for COVID-19 testing may also result in a fee for the visit.

State-regulated health plans are overseen by the OIC and include individual health plans, small employer health plans, and some large employer plans.

If you get a bill from your insurer for COVID-19 testing or the office visit, file a complaint with the Office of the Insurance Commissioner.

On March 13, USCIS announced that COVID-19 testing, prevention, or treatment would NOT be used against immigrants in a public charge test. This means that immigrant families should seek the care they need during this difficult time.

El 13 de marzo, el USCIS anunció que las pruebas, la prevención o el tratamiento de COVID-19 NO se usarían contra inmigrantes en una prueba de carga pública. Esto significa que las familias inmigrantes deben buscar la atención que necesitan durante este momento difícil.

Information on COVID-19 Testing